FHA, First Time Home Buyers and Foreclosures in St. Charles and St. Louis

On April 24, 2011, in Home Buying Process, Mortgage Programs, Tips And Advice, by Bob Rutledge

FHA mortgage, First Time Home Buyers and Foreclosures? The 3 Fs of the real estate market of the St. Louis and St. Charles Missouri area. If it wasn’t for First Time Home Buyers, FHA mortgages, and Foreclosures there would barely be a real estate market in the St. Charles and St. Louis area. The FHA [...]

VA Mortgage Loan Is The Preferred Loan for Maryland Veterans…

On April 18, 2011, in Home Buying Process, Mortgage Programs, Tips And Advice, VA Loans, by Paul Defngin

Maryland veterans prefers a A VA (Veterans Administration) guaranteed home loan over other loans.  Why? For active, non-active, Reserve, National Guard, and retired military of the armed forces this loan is a great option because there is no down payment needed and no private monthly mortgage insurance required. VA mortgage loans can be used towards [...]

What Rhode Island Veterans Should Know About the VA Funding Fee.

On April 17, 2011, in Tips And Advice, by Lynda Mckenzie

  What Is The VA Funding Fee? The VA Funding Fee is a fee that is required in order to receive a VA loan.  The VA funding fee is what the Veterans Adminstration charges to guarantee the loan. It is not a fee that has to be paid at closing. This fee is added to your base [...]

VA Refinancing Options for Eligible Homeowners in Alameda, CA

On April 15, 2011, in VA Loans, by Wendy Werdmuller

Here in Alameda, much of the higher priced real estate on Harbor Bay Island, or Bayfarm Island, has been hit hard recently by the market. Many pockets of the Bay Area are stable now, however, this higher priced area is losing equity. We were able to help many of the Veteran Homeowners refinance and save [...]

Is a VA Loan Better than a Conventional Mortgage?

On April 14, 2011, in Tips And Advice, VA Loans, by Wendy Werdmuller

YES!…actually… For eligible veteran and active duty military borrowers in Alameda, CA a VA loan is often a better option than a conventional mortgage. This is due to the many distinct advantages offered by VA loans. For starters, VA loans have fantastic interest rates. VA loan rates can be up to .50% lower than what [...]

How to Purchase a Home with a VA Loan in Alameda, CA

On April 13, 2011, in VA Loans, by Wendy Werdmuller

Alameda, Ca., We have seen a lot of military residents in Alameda and a lot of VA financing. How long?  Well here is a brief history of  “NAS Alameda”… Congress approved $10 Million to develop a Naval Air Station here in 1938. The station commissioned on November 1, 1940, with a minimum of facilities.  It [...]

VA Loan Requirements in Maryland

On April 11, 2011, in Home Buying Process, Mortgage Programs, Tips And Advice, by Bill Sohan

VA Loan Requirements And Eligibility in Maryland Veterans with active duty service (who were not dishonorably discharged) during World War II and later periods are eligible for VA loan benefits. World War II (September 16, 1940 to July 25, 1947), Korean conflict (June 27, 1950 to January 31, 1955), and Vietnam era (August 5, 1964 [...]

VA Mortgage Loans in Maryland

VA Mortgage Loans in Maryland A VA (Veterans Administration) guaranteed home loan is the preferred loan program for active, non-active, Reserve, National Guard, and retired military of the armed forces because there is no down payment needed and no private monthly mortgage insurance required in Maryland. VA mortgage loans can be used towards purchasing a [...]

Determining VA Mortgage Eligibility in Texas

On April 5, 2011, in Tips And Advice, VA Loans, by Leesa Sandoval

Honorably discharged veterans during World War II and later are eligible for VA loan benefits. Veterans with at least 90 days of service and who served during : World War II to Korean conflict and Vietnam era are eligible. Serving during peacetime would require 180+ days of active service. Since about 1980 though the requirement has moved to 2 yrs of service in most cases.

How Can A VA Mortgage Loan Help Me Purchase A Home in the Alexandria, Fairfax, Arlington or Loudoun County, Virginia Area?

On April 1, 2011, in Mortgage Programs, Tips And Advice, VA Loans, by Cynthia Small

The VA (Veteran’s Administration) Mortgage is a tremendous loan program that can assist you in the purchase of a home in Alexandria, Fairfax, Arlington or Loudoun Counties.