If you are looking to obtain a Utah Housing loan you should be aware of and understand the minimum Fico scores you need to obtain this Utah Mortgage. The Utah Housing Corporation has been successful in helping medium to lower income clients get financing to obtain homeownership. They are totally self-supporting and each year they [...]
Utah Housing loans have special targeted areas designated by the Federal government. If your home is located in these targeted areas you may be granted some special exceptions to promote home ownership. The Utah Housing loan is normally restricted to first time homebuyers, but if your home is located in a targeted area this restriction [...]
Utah Housing Loan: A Consumer’s Guide to a Utah Mortgage A Utah Housing loan may be a viable option when considering a Utah mortgage. This guide is intended to answer many questions regarding a Utah Housing loan. You will have a better understanding of how a Utah Housing mortgage works and why it may be [...]
Update: Tax Credit has been Extended! New Updates Here FAQ Tax Credit Do you qualify for the $8000 First Time Homebuyer Tax Credit in Utah? It is not hard to qualify for the $8000 tax credit, but there are some things that you need to be aware of: 1. The purchase must be made between [...]
Utah Housing Loans have a new revised Acquisition Costs Limit/Purchase Price limit for their Utah mortgage loans. Earlier this year, Utah Housing followed suit with FHA and raised the maximum purchase price for Utah Housing Mortgage Loans. This will allow for more borrowers to take advantage of a higher Acquisition Cost or Purchase Price. Utah [...]
A reverse mortgage is a loan against your home that you do not have to pay monthly payments for as long as you live in the home. In Utah you can refinance a traditional mortgage with a reverse mortgage and/or be paid cash by borrowing the equity in your home. A reverse mortgage works by [...]
A long awaited raise in income limits for USDA Rural Development Homes Loans is finally here.
You might be able to qualify for a Rural Housing Development mortgage loan in Utah if you have the ability and willingness to pay the monthly payments.
In Utah, USDA Rural Development loans will calculate qualifying income two different ways for a potential homeowner. The first type of income is your “Eligibility Income”. This calculation will include all types of income and is used to determine your ability to repay the USDA mortgage loan. USDA will calculate income for all mortgage applicants [...]
What are the approved areas for USDA Rural home mortgages in Utah? It’s easy to find out if your home qualifies for a Rural Development loan.
*This is not an offer to lend. 
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