Refinance your Idaho Mortgage now before interest rates go back up!!!!!! An Idaho Refinance is what many people need to look into right now with where interest rates are at. Interest rates won’t stay this amazingly low for long so act now !!!! Below I have outlined four main reasons why you should do an [...]
Idaho First-Time Home Buyer Mortgage Loans. Many First-Time Home Buyers would prefer to put put down as little as possible for a down payment when purchasing there first home. I have two loan programs where you can still get 100% financing and those are the IHFA 100% Zero down loan and the USDA Rural Development [...]
FHA 90 Day Flip Rule is Waived for Idaho Buyers, Sellers, Investors The last few years in the mortgage industry has been interesting to say the least. With FHA Doing away with the 90 day flip rule this will open up the market for investors and buyers to purchase properties and help eliminate some of [...]
No money for a down payment ? No problem, try an Idaho USDA Rural Development Home Loan. If you are in the market for a home and you need 100% financing the Idaho USDA Rural Development home loan might be right for you. One of the great things about USDA Rural Development loans is you [...]
There are 3 Great Idaho First-Time Home Buyer Mortgage Loans that I recommend to my clients looking to purchase a home. With lots of different loan programs on the market it can be difficult to understand and differentiate between programs. I have three loan programs I use with my First-Time Home Buyers. Every borrower has [...]
The Idaho FHA 203k Streamline Vs. Regular 203k Rehabilitation Loans. Great for Bank-Owned properties, Foreclosures, Short Sales and Fixer Uppers!! There is a big difference between the 203k streamline and the regular 203k rehabilitation loans. Below I have a Frequently asked Questions and answers section that should answer many of the questions you may be [...]
Idaho Housing and Finance Association (IHFA) Zero Down 100% Financing for First-Time Home Buyers. IHFA has a few different loan programs and options for getting 100% financing on the purchase of a property. The definition of a first-time home buyer is any person not owning a home within the past three years. It is an [...]
Idaho USDA Rural Development (RD) Zero Down 100% Financing loans are great for First-Time Home Buyers. One of the great things about USDA Rural Development loans is you can get 100% financing for the purchase of your home. There are borrower income limits and properties in certain areas are not eligible. If you are curious [...]
The Idaho FHA and VA Manufactured Loan programs for refinancing and purchasing homes is a great program that allows borrowers to purchase and or refinance their properties. Both FHA and VA have loan programs for Manufactured homes. Below are some of the details FHA/VA Guidelines on LTV’s (Loan to Value) – LTV is the amount [...]
The HVCC (Home Valuation Code of Conduct) is important to understand if you are an Idaho Resident and home owner. Many people are being negatively affected by the HVCC. HVCC is a new agreement between the Federal Housing Finance Agency (FHFA) and the New York Attorney General’s office to help enhance the integrity of the [...]
*This is not an offer to lend. 
Obama Refinance Plan For San Jose Homeowners AnnouncedHome Affordable Refinance Program Update Harp 2 Bay Area San Francisco California March 2012 Guidelines for Purchasing a 3 to 4 Unit Property with FHA Financing in Alameda, CA8 Year Fixed to 30 Year Fixed. You Can Choose Your Loan Term In San Jose
