San Bernardino homebuyers can achieve home ownership through this down payment assistance program…CHF Platinum Program. This program is designed to assist low to moderate income homebuyers with the purchase of a home, by providing closing cost and/or down payment assistance in the form of a grant, which in reality is a true gift. The CHF [...]
Divorce can impact many areas of your life, including your VA mortgage! It is critically important that after the divorce a complete copy of the divorce decree and any payments to the ex-spouse are documented. Let’s go ahead and start off with the basics. First, let’s look at a scenario where the VA loan [...]
How many VA loans can I have? There is no limit on the amount of times eligible veterans are allowed to use their VA loan benefits! This answer often surprises veteran borrowers who have used the program before. It’s important to understand that you may not hold more than one VA loan at a time. [...]
Even though first time homebuyers often utilize FHA financing, it’s important to know that the Federal Housing Administration is not exclusive to 1st time homebuyers. In fact, FHA loans can be used again and again by buyers that meet FHA qualifying guidelines. Whether you’re interested in purchasing a home or refinancing, an FHA mortgage might [...]
Whether you’re a first time homebuyer or you are making a move up, mistakes in the home buying process can be made. Avoiding them can save you time, money and a lot of frustration. 1. You Selected the Wrong Mortgage With so many loan programs to choose from, understanding which suits you best is imperative. [...]
What have you heard about qualifying for an Gov’t-insured Loan? Only inexpensive homes are allowed? Not true! You need a lot of money for a down payment? Not true! You need perfect credit? Not true! Your credit score has to be at least 650? Not true! If you ever declared bankruptcy or had a foreclosure, [...]
Even though many lenders are still quoting quick 10 minute pre-qualifications over the phone or online, a true mortgage approval that holds any weight in Maryland is one that has been issued by an underwriter who has had an opportunity to review all of the necessary documents. With a constant stream of new lending guidelines, [...]
FHA mortgage, First Time Home Buyers and Foreclosures? The 3 Fs of the real estate market of the St. Louis and St. Charles Missouri area. If it wasn’t for First Time Home Buyers, FHA mortgages, and Foreclosures there would barely be a real estate market in the St. Charles and St. Louis area. The FHA [...]
FHA and CHF are back in business as partners providing downpayment assistance in Los Angeles County, Orange County and San Bernardino/Riverside Counties. Borrowers do not need to be first-time buyers There are income restrictions You have to live in the house or condo It is a grant, not a loan; there is nothing to payback [...]
VA Loan Requirements And Eligibility in Maryland Veterans with active duty service (who were not dishonorably discharged) during World War II and later periods are eligible for VA loan benefits. World War II (September 16, 1940 to July 25, 1947), Korean conflict (June 27, 1950 to January 31, 1955), and Vietnam era (August 5, 1964 [...]
*This is not an offer to lend. 
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