San Diego CA loan requirements for eligibility for VA mortgages.
California - 619-436-8267
San Jose homebuyers using FHA mortgage loans will see an annual mortgage insurance increase beginning April 18, 2011.
San Jose, California - 408-249-1919
According to the FHA statements the Annual Mortgage Insurance Premium has recently increased on standard SF Bay Area FHA loan programs. In October 2010, the FHA increased the insurance premium and this latest increase was the second within a period of six months. The important changes effective from April 18th are given below. 1.The Annual [...]
California - 408.905.6261
CalHFA 1st mortgage + CHDAP 2nd mortgage = 99% LTV or 1% downpayment loan for San Francisco Bay Area First Time Home Buyers. Here’s the Formula: There is up to 96.5% financing from CalHFA (California Housing Finance agency) FHA loan. California Homebuyer’s down payment assistance program (CHDAP) gives a deferred payment junior loan (2nd mortgage) [...]
California - 408.905.6261
FHA yesterday announced changes to San Francisco Bay Area Streamline refinance transactions. The FHA issued Mortgagee Letter provides guidance on the changes as well as clarification on existing Bay Area streamline refinance guidelines. Here are the 6 things you need to know about these clarifications and changes: Borrower must be current on their mortgage for [...]
California - 408.905.6261
FHA Homebuyers trying to get FHA loans for condominiums in Los Angeles County, San Bernardino County, Orange County, and throughout California, are in for a shocker. Condo complexes have to be certified by HUD/FHA either at original construction or afterwards through a lengthy process. This involves analysis of insurance, HOA structure and performance, liquid reserve [...]
California - 909-581-4075 x202
Home buyers in the cities of Corona, Riverside, Moreno Valley, Eastvale, Chino Hills, Ontario, and the entire Inland Empire, can now receive up to 3% down payment and/or closing costs assistance in the form of a grant – that’s free money. This means a home buyers now only need 1/2% down payment when using an [...]
California - (951) 215-6119
It’s time to revisit the pre-approval amount that you qualified for your SF Bay Area home mortgage application, if that was done more than 2 weeks back. The big reason – mortgage rates have spiked by ~.75% in just over 4 weeks. Last week Freddie Mac released the results of its Primary Mortgage Market Survey®, [...]
California - 408.905.6261
On December 1, 2010, HUD issued Mortgagee Letter 20-40, announcing the FHA limits for 2011. This is good news for Orange County, CA, as loan limits will stay the same! 2011 FHA Loan Limits for Southern California This is great news for Orange County, where home prices remain at levels higher than experienced in most [...]
California - 877.786.4243 x 7
San Francisco Mortgage Rates rise for the 4th straight week – Now up .50%. Freddie Mac today released the results of its Primary Mortgage Market Survey®, which found that once again, both Fixed and Adjustable mortgage rates for Bay Area and rest of California rose this week. This was the fourth week in a row [...]
California - 408.905.6261
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