California is offering free money for mortgages while making a push to get homeowners into a 2 billion dollar foreclosure prevention program, and as a result, you could see a principal reduction on your mortgage if you qualify. The program is called Keep Your Home California, and it’s been around since last year but most lenders didn’t participate [...]
Are you one of the 11 million homeowners that are underwater on your mortgage. Are you familiar with the Mortgage Debt Relief Act? Why not? It’s been around since 2007, but it’s set to expire at the end of this year. What this means, is if you get a loan modification, or do a short [...]
If you have any questions or need help getting pre approved for a home loan to buy REO’s or any other property please email or call me 510.282.5456 info@garrick.biz
For more information contact The Werdmuller Group, info@garrick.biz, 510-282-5456.
Finally the HARP 2.0 refinance program is available in San Jose. Starting March 19, 2012, if you have an upside down mortgage or are underwater on your San Jose home, you could possibly refinance under the HARP program. There are several factors if you can qualify for the HARP 2.0 loan in San Jose. Your [...]
For questions on FHA financing Contact Wendy Werdmuller of Team Werdmuller at Wendy@garrick.biz NMLS# 242612 DRE Lic #01826247
Many people in California wonder how long they need to wait after a foreclosure, short sale, or bankruptcy before they can buy a home again. In this funny phone call parody with Nicolas Cage, he learns exactly what thewaiting periods are before you can buy a house again if you have had a bankruptcy, short sale [...]
Last week President Obama held the state of the union address and proposed a home refinance program that could allow homeowners to save $3000 a year on their mortgage by being able to refinance their under water house regardless if their home loan is owned by Fannie Mae and Freddie Mac and eligible for the [...]
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