Should I Refinance My Utah Home Loan?

On October 23, 2010, in Refinance Process, by Mike Harrison

Homeowners who are considering re-financing their home may have a wealth of options available to them. However, these same homeowners may find themselves feeling overwhelmed by this wealth of options.

Seek An Idaho Refinance NOW !!!! Before Rates Go Back Up !!

On October 8, 2010, in Refinance Process, by Michelle Guth

Refinance your Idaho Mortgage now before interest rates go back up!!!!!!  An Idaho Refinance is what many people need to look into right now with where interest rates are at. Interest rates won’t stay this amazingly low for long so act now !!!! Below I have outlined four main reasons why you should do an [...]

Video Alert – Now is the time to Refinance!

On September 25, 2010, in Refinance Process, Tips And Advice, Video, by Tony Croft

Now is the time to Refinance! Especially if you have a FHA Mortgage in New Jersey or New York! Hope you liked the video!  Now is truly a great time to refinance. Rates are at historical lows.  If you live in New Jersey or New York we have a FHA Refinance program with NO APPRAISAL!! [...]

San Diego Cash In Refinances

Due to market conditions and the declining home values, “cash-in” Refinances are becoming extremely popular. During the sub-prime years this type of loan would have never existed. The fact of the matter is that the financially savvy homeowner realizes that money market accounts, certificate of deposits, saving accounts, etc. are paying, in some case, 1% [...]

Federal Housing Administration (FHA) Has 4 Major Loan Programs For Boise Idaho Borrowers

On September 8, 2010, in Mortgage Programs, Refinance Process, Tips And Advice, by Michelle Guth

Four of the most visible single family housing programs that FHA offers are, Section 203(b), Section 234(c), Section 203(k) and Home Equity Conversion Mortgages (HECM) – Reverse Mortgages. FHA Loan Type Highlights: Section 203(b) * largest of FHA’s single family programs * 1-4 unit properties are eligible * flexible credit requirements * 3.5% down payment [...]

Oregon FHA Streamline Refinance Offers Lower Payment/Interest

On August 27, 2010, in Refinance Process, Tips And Advice, by Fred Chamberlin

Would you like your Oregon FHA mortgage payment to be smaller? Would you like to be paying less interest on your Oregon FHA loan? An Oregon FHA Streamline Refinance is the answer.

FHA 203K for a Refinance??

On July 1, 2010, in Refinance Process, by Jonathan Blackwell(203K Expert)

Many homeowners’, however, also have some renovation needs they’d like to take care of as well. However, due to lower loan to value’s and declining property values they don’t think they have the room pull the cash out and go to work. Stand corrected homeowners! Intro the FHA 203K for refinance!

Is refinancing to lower your rate in your best interest?

On June 1, 2010, in Refinance Process, by Mike Harrison

To find out if refinancing is in your best interest you will need to do some math. You will want to calculate the net benefit of refinancing. In the article we are going to focus on the net benefits of refinancing from the standpoint of lowering your interest rate. It can be a challenging task if you do not [...]

Four Possible Reasons To Refinance

On March 31, 2010, in Refinance Process, by Mark Madsen

A mortgage is generally the largest debt most homeowners have to manage.  It’s a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a homeowner may choose to refinance, we’ll take a look at the four most common. 1.  Mortgage Rates Drop: Typically, the [...]

Should I Refinance or Get a HELOC For Home Improvements?

On March 28, 2010, in Refinance Process, by Mark Madsen

For homeowners interested in making some property improvements without tapping into their savings or investment accounts, the two main options are to either take out a Home Equity Line of Credit (HELOC), or do a cash-out refinance. According To Wikipedia: A home equity line of credit is a loan in which the lender agrees to [...]