First Time Home Buyer Program – Down Payment Assistance – MHDC – St. Louis, St. Charles and Missouri

On February 1, 2011, in Mortgage Closing Costs, Mortgage Programs, Tips And Advice, by Bob Rutledge

Having a down payment and/or the funds to close is usually something that many First Time Home Buyers need or are interested in learning more about. Having no down payment is the number one reason that many who would like to buy their first new home wait. But, waiting is not necessary there are loan [...]

USDA Loan Closing Costs Secret

On December 8, 2010, in Mortgage Closing Costs, by Paul Dunn

Do you know who is allowed to pay closing costs on a new USDA Loan? Most buyers just leave it up to the real estate agent to negotiate closing costs with the seller.  And this can be a mistake that can cost you thousands if you don’t provide your agent with the proper information about [...]

What Does Title Insurance Protect Me From?

On March 28, 2010, in Mortgage Closing Costs, by Mark Madsen

By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible will then take on the legal expenses to defend the property [...]