Mortgage Blog

Spokane Washington consumers are wasting their money ordering credit scores which don’t provide much, if any, value. Credits monitoring services, credit score providers, and fraud alert systems have boomed in the last few years. While I think paying for a legitimate credit monitoring service has some merit, paying for your credit score is a waste [...]

If you are applying for an FHA Streamline Refinance or using an FHA loan to purchase a home you need to make sure your lender has ordered the FHA Case ID by Monday, April 18. That’s the only way to lock in the lower rate.

The USDA Rural Home Loan program, a true zero down home loan.

Effective with FHA Case Numbers assigned on or after October 4, 2010, FHA lowered its upfront mortgage insurance premium while simultaneously increasing the annual premium which is collected on a monthly basis. The change impacts borrowers utilizing the FHA program to purchase or refinance a home.

Saturday April 2 is going to be an important date for Spokane Washington borrowers with FHA loans in process and real estate agents writing contracts for clients utilizing FHA financing.  That is the last day to obtain an FHA Case Number before the FHA upfront mortgage insurance premium increases 28% from 1.75% of the loan [...]

The temporary $8,000 home buyer tax credit offered to people purchasing a new residence is set to expire on April 30.  The program applies to both first time home buyers and to individuals who have resided in their home for at least 5 of the last 8 years. To qualify for the program you must [...]

Spokane Washington home buyers, how’d you like to shut out the drafts in that old home you’re looking at, or install a new heating and air system.  Or replace all the old windows with new dual pane models? An Energy Efficient Mortgage (EEM) can do just that.  And better yet, you do not have to [...]

Top 3 Spokane, Washington Mortgage Articles and Questions USDA Rural Loan Program – The Cure For No Down Payment In Spokane, WA Purchasing A Home In Spokane With An FHA Home Loan What Are Mortgage Interest Rates In Spokane, WA? Contact Us For Your FHA, VA, USDA or Conventional Home Loan In Spokane Washington – [...]