Posts By Jonas Kruckeberg


Location


California

Phone: 619-436-8267

Posts

$8000 California First Time Home Buyer Tax Credit Expires in 50 Days

On March 11, 2010, in Uncategorized, by Jonas Kruckeberg

Only 50 days remain for a California home buyer to obtain a purchase contract to qualify for the $8000 tax credit. Mark your calendars for April 30th, 2010 as the last day to have your offer accepted on a home. You would then have 60 days to complete the transaction, June 30th, 2010, to remain [...]

Guaranteed USDA Home Loan for California

On March 2, 2010, in Mortgage Programs, by Jonas Kruckeberg

Guaranteed USDA Home Loans are thriving in Riverside County, California.  In cities like, Murrieta, Menifee, Sun City and even parts of Temecula, home buyers are benefiting from this fantastic loan program. It’s too good to be true.  It’s not possible to have all of these components in one loan program. – Anonymous USDA Home Loan [...]

FHA Announced New Policies January 20, 2010 – It’s Going To Be Okay

On January 21, 2010, in Tips And Advice, by Jonas Kruckeberg

FHA announced yesterday, January 20, 2010 some additional policies: WASHINGTON – Federal Housing Administration (FHA) Commissioner David Stevens today announced a set of policy changes to strengthen the FHA’s capital reserves, while enabling the agency to continue to fulfill its mission to provide access to homeownership for underserved communities. The changes announced today are the [...]

FHA 90 Day Flip Rule is Waived for California Buyers, Sellers, Investors

On January 19, 2010, in Tips And Advice, by Jonas Kruckeberg

Home Buyers, Home Sellers, Home Investors – HUD just gave a nice boost for California FHA insured mortgages. The 90 Day Flip Rule that hindered FHA buyers and certain home sellers from going into contract together has been temporarily waived for 1 year. Starting February 1, 2010, a home purchased by a LLC, Trust or [...]

Home Buyer Tax Credit in California Extended

On November 3, 2009, in Uncategorized, by Jonas Kruckeberg

Has the home buyer tax credit in California been extended? Well, California’s real estate market did receive another boost from last night’s vote in the Senate. Although it’s not the final vote, it effectively seals the deal on the plan to extend the $8000 first time home buyer credit through April 30th 2010 as well [...]

New FHA Streamline Refinance Guidelines in California for 2010

On October 2, 2009, in Tips And Advice, by Jonas Kruckeberg

FHA Streamline Refinance Guidelines for 2010 for California will be new to some, but old to others. Under today’s FHA streamline refinance guidelines, homeowners with FHA loans have the ability to lower their monthly payment when FHA mortgage rates are reduced. Guidelines today allow homeowners to refinance without an appraisal or verify income and assets [...]

22 FHA Qualified Buyers Need Homes in Riverside County CA

On September 15, 2009, in Tips And Advice, by Jonas Kruckeberg

I know, it sounds like a “Help Wanted” ad, but seriously, in this market where supposedly there is a multitude of homes available, I have 22 FHA qualified home buyers in Riverside County CA that are unable to retrieve an accepted offer on a purchase contract.  Several of these potential home buyers have made upwards [...]

California First Time Home Buyer with No Credit Score Obtains FHA Loan

On July 21, 2009, in Tips And Advice, by Jonas Kruckeberg

Back by popular demand, here is the next entry into My FHA Success Stories – A California first time home buyer with no credit score obtains a FHA loan approval – truly amazing! Rocky doesn’t have a FICO score, basically no credit equals no credit score. Initially, Rocky had a loan officer that provided a [...]

California First Time Home Buyer with Under 620 Credit Score Obtains FHA Loan

On July 15, 2009, in Tips And Advice, by Jonas Kruckeberg

Is it really possible for a California first time home buyer with under 620 credit score to obtain a FHA loan? Most people would disagree. The Jonas Kruckeberg Team fights day in and day out for clients to obtain their dream of homeownership, so to all the naysayers let this be a demonstration that it [...]

HVCC – Helping the Consumer Understand the Issues

On June 10, 2009, in Tips And Advice, by Jonas Kruckeberg

Yesterday, Marc Savitt, president of the National Association of Mortgage Brokers (NAMB) released a Call to Action for all Mortgage Brokers, Real Estate Agents, Appraisers, Lenders, Home Builders, Title/Escrow Agents and Consumers. In order for this “Call to Action” to be effective, I ask that you fully participate, encourage others to join the action and [...]