Posts By Hans Bruhner
Location
California
Phone: 707-887-1275
Posts
I am in the business of helping people get home loans to buy houses or refinance their current mortgage. Many of my clients who buy homes end up looking at short sales or foreclosed homes to buy and I am very familiar with the ins and outs of this type of financing and how to [...]
Recently Jim & Natalie came to me for advice. I had helped them get into a house a few years earlier when a large national lender changed the game on them at the last minute and asked for a larger down payment. I won’t name names but….. it was Bank of America, shhhh. I got [...]
YES! You could use an FHA loan to buy a home in San Francisco and many parts of the bay area today. Historically, most of the bay area has simply had home prices too high for FHA to make sense. Today, we have incredibly low rates combined with low home prices and FHA loan limits [...]
My industry has seen more changes in the last 20 months than I have seen in the last 20 years. I just take all of the changes that come down the pike and I roll them into my business and move on. I usually have a pretty sunny disposition but sometimes it just gets to [...]
One little recurring theme in my articles over the last 14 months has been that FHA loans have become increasingly more useful in this market. In the last round of stimulus rules, FHA went back to 2008 loan limits. That means that in Sonoma County, the conventional loan limit is $520,950 but you can borrow [...]
You do! If you are looking to buy a home today or you are a real estate agent working with buyers OR sellers, you need these acronym loans. Ok, Ok, I need them but what the heck are you talking about? FHA, VA, FNMA, FHLMC, USDA, PERS, STRS, CalHFA, CHDAP, DPA etc. are the acronym [...]
My name is Hans Bruhner and I manage a branch of First Priority Financial in the north bay. We are licensed in all of California but we concentrate on Sonoma , Marin, Napa, Lake and Mendocino counties, YES in that order. I don’t know what I meant by that except that we all live in [...]
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