Posts By Fred Chamberlin


Location


3157 N Goldie Rd., Ste. 107,
Oak Harbor, Washington 98277

Phone: 360-682-6913

Posts

Oregon Reverse Mortgages expected to increase in 2011

On April 29, 2011, in Mortgage Programs, by Fred Chamberlin

The Eugene/Springfield population is aging each year and with age comes some financial difficulties. FHA Insured Reverse Mortgage might be the answer some of those problems.

Refinancing from a conventional to a VA loan in Eugene/Springfield

On April 28, 2011, in Tips And Advice, by Fred Chamberlin

You can refinance a conventional loan into a VA loan if you are an eligible veteran or member of the armed services in Eugene/Springfield and possibly save a great deal of money.

Eugene/Springfield FHA loans have future value because they are assumable!

On April 28, 2011, in Mortgage Programs, by Fred Chamberlin

Eugene/Springfield home purchase using FHA financing has another little discussed benefit besides the low down payment.

VA Mortgage Approval in Eugene/Springfield takes how long?

On April 25, 2011, in VA Loans, by Fred Chamberlin

VA Mortgage Approvals timelines can differ due to a number of variables like the type of property and the lender. I have found that having a direct VA underwriter, like we have at Alpine Mortgage Planning, can save a lot of time.

Can a divorce change your ability to obtain a VA loan in Eugene/Springfield?

On April 21, 2011, in Tips And Advice, by Fred Chamberlin

A divorce can have a huge impact on VA Guaranteed Home Loan for the Eugene/Springfield veteran. Or, it can have little to no impact.

What does your credit score have to do with a VA Loan?

On April 20, 2011, in VA Loans, by Fred Chamberlin

The Veteran’s Administration (VA) does not have a minimum score in order for guarantee of the loan. The mortgage lenders, who are lending the money, are allowed to set their own standards for VA credit score requirements.

VA Loans in Eugene/Springfield and Bankruptcy – Things to know!

On April 19, 2011, in VA Loans, by Fred Chamberlin

Bankruptcy has been the only way out for some people due to financial woes. Although it is supposed to be a fresh start, it does have ramifications. Which brings the question, can you get a VA Guaranteed Home Loan if you have a bankruptcy?

FHA Mortgage Insurance goes up in 11 days in Eugene/Springfield

On April 7, 2011, in Home Buying Process, by Fred Chamberlin

10 days from now, FHA yearly (paid monthly) mortgage insurance will increase by more than 25%. I see this as another reason to buy a home now in the Eugene/Springfield area. Like death and taxes, this is unavoidable, so it is time to make the jump you have been contemplating.

VA Loans in Eugene/Springfield May Work If You Have Had A Recent Foreclosure

On April 5, 2011, in VA Loans, by Fred Chamberlin

Many Eugene/Springfield Oregon veterans are wondering whether or not they can buy a home and get a VA loan if they have gone through foreclosure. Because foreclosures in Eugene/Springfield Oregon, like the rest of the country have been high and veterans have not been immune to this, it is a very valid question.

VA Home Loan Eligibility in Eugene/Springfield Oregon can be confusing

On March 28, 2011, in VA Loans, by Fred Chamberlin

VA Guaranteed Home Loan eligibility in Eugene/Springfield Oregon can be very confusing. Who is and who is not eligible may be a surprise to those that are eligible that may not realize it. As a Vietnam Era U.S. Air Force veteran with 10 years of service, my eligibility is pretty easy to see.