Posts By Fred Chamberlin
Location
3157 N Goldie Rd., Ste. 107,
Oak Harbor, Washington 98277
Phone: 360-682-6913
Posts
To assist my clients on Whidbey Island, I recently completed the Military Housing Specialist Certification Program. This course adds another dimension of knowledge to assist my VA Loan clients. Our service members and veterans deserve the best. The course is offered through USA Cares and covers a lot of information that I already knew but also [...]
I have moved to Oak Harbor Washington from Eugene/Springfield Oregon for Pinnacle Mortgage Planning . I am a government specialist and have been working in the mortgage loan business for over 20 years. I specialize in VA Guaranteed Home Loans and FHA Insured Loans.
The Wake Up Call show on KPNW with Robb Holloway and Bill Lundun recently interviewed me about foreclosures and foreclosure prevention and the effect on the Lane County Real Estate Market. For those that didn’t hear the interview and would like to, here is a link to the program. One of the things we discussed are a [...]
Most Oregon active duty, non-active, Reserve, National Guard, and retired military of the armed forces qualify for a VA Guaranteed Home Loan which has no down payment needed and no private monthly mortgage insurance required. It is actually a great deal for vets in all states, but I am licensed in Oreogn, Washington and California. VA mortgage [...]
FHA is a great way to finance a manufactured home with its own land in Eugene/Springfield or anywhere. I repeat, you can finance the purchase or the refinance of a manufactured home even in today’s lending environment in Lane County.
A VA appraisal must be completed on a Eugene/Springfield home purchase before your new home can be approved for VA loan financing. This means a VA approved appraiser will be inspecting the home for the lender.
If you have a 40% or more disability and are a veteran in Oregon, you could be paying less property taxes. First, you must meet one of these requirements: Be a veteran who is officially certified by the U.S. Department of Veterans Affairs or any branch of the United States Armed Forces as having disabilities of [...]
You almost always need your DD 214 form when applying for a Lane County VA mortgage loan. Unfortunately they are often misplaced over time. The good news is that losing or misplacing your DD 214 is an easily remedied problem! Sometimes you might not need it at all. For starters, let’s go ahead and define what [...]
Eugene/Springfield homes over $417,000 can still be purchased with very little down with a VA jumbo loan. VA may very well be the best option for your mortgage.
Buy a home in Lane County without a down payment through USDA. Sound hard to believe, with certain restrictions, there are a lot of homes and people that qualify for this no money down program.
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