Posts By Derek Egeberg


Location


Arizona

Phone: 928-246-0422

Posts

Yuma’s Academy Mortgage Gives Back to Veterans and Military Families

On September 24, 2011, in Tips And Advice, VA Loans, by Derek Egeberg

Academy Mortgage supports our VA eligible men and women who are active duty or retired veterans.

America, Get Your Boots On!

On September 11, 2011, in Tips And Advice, Video, by Derek Egeberg

On this the 10th anniversary of September 11th, we would like to say THANK YOU to all of our current and veteran military men and women who serve to protect our freedom. Academy Mortgage proudly supports those men and women who work tirelessly every day for those freedoms. Through the Boot Campaign, Academy Mortgage strives to [...]

Choosing Your Ideal Home Loan Program In Arizona

On June 23, 2011, in Home Buying Process, Mortgage Programs, by Derek Egeberg

Contrary to popular belief, there are no good or bad loan programs, however there are correct and incorrect loan programs depending on a borrower’s personal, financial, and credit situation. Choosing the most beneficial home loan program in Yuma Arizona requires careful planning and product education. Before deciding on one of the literally thousands of loan [...]

Buying A Home in Yuma Arizona and Yuma Real Estate Education

On May 1, 2011, in Home Buying Process, by Derek Egeberg

“The Complete Guide To Buying A Home in Yuma, Arizona”   Yuma, Arizona Local Mortgage Professional DEREK EGEBERG has just released his new book, The Complete Guide to Buying a Home in Yuma, Arizona. “The Complete Guide To Buying A Home in Yuma, Arizona” is designed to help everyone from first time buyers, to move [...]

Five Factors for Credit Scores on FHA Loans

On April 25, 2011, in Home Buying Process, by Derek Egeberg

This system was originally designed to provide lenders with financial profiles on consumers who wished to borrow money. The lender’s biggest concerns are whether the loan will be repaid, and calculating the associated risk with that loan. The credit score is a statistical model which seeks to quantify the likelihood of a consumer to pay [...]

Do’s and Don’t of Credit During Your Purchase

On April 25, 2011, in Mortgage Closing Process, by Derek Egeberg

While those misconceptions may not make much of a difference normally, during the loan process for a mortgage the failure to follow these simple rules may prove disastrous. When a mortgage application is received, a credit report is run providing the underwriter with your credit score and credit history. Each lender has different guidelines they [...]

First Time Home Buyers in Yuma Arizona

On April 13, 2011, in Mortgage Approval Process, by Derek Egeberg

Many home buyers in Yuma Arizona are using the low down payment loan sponsored by HUD called an FHA loan.  FHA allows for first time buyers to finance a home with as little as 3.5% down. ____________________ 3.5% Down is ALL You May Need ____________________ Many potential home buyer are not aware that with even [...]

Renting vs Buying A Home in Yuma, Arizona

On February 7, 2011, in Tips And Advice, by Derek Egeberg

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we’ve found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the [...]

Mortgage Industry Gives Back–Mortgage Revolution New York

On September 4, 2010, in Tips And Advice, by Derek Egeberg

Despite the industry news, bad press and other negative talking points, there are many in the mortgage industry giving back. Mortgage Revolution is about leaders teaching leaders. Mortgage originators who are in the field ever day helping clients training other originators what is working in today’s market. Some of the past speakers have been Ric [...]

The Complete Guide To Buying a Home in Yuma, Arizona

On June 7, 2010, in Mortgage News, Tips And Advice, by Derek Egeberg

Great news for anyone who wants to buy a home in Yuma, Arizona.  Local Mortgage Professional DEREK EGEBERG has just released his new book, The Complete Guide to Buying a Home in Yuma, Arizona. “The Complete Guide To Buying A Home in Yuma, Arizona”is now available. “The Complete Guide To Buying A Home in Yuma, [...]