Posts By Cynthia Small


Location


Virginia

Phone: 703-621-7895

Posts

The VA Loan Appraisal Process in Virginia

On September 13, 2011, in Home Buying Process, Mortgage Approval Process, Tips And Advice, VA Loans, by Cynthia Small

  VA mortgage loans are very popular when purchasing a home in Virginia, and the veteran is protected in that purchase through a VA Loan Appraisal.  In fact, before your home can be approved for VA financing in Virginia, a VA loan appraisal must be conducted and completed on the subject property. What is a VA Loan Appraisal? [...]

Spend A Few Dollars to Save Thousands: Get A Home Inspection

On June 20, 2011, in Home Buying Process, Real Estate, Tips And Advice, by Cynthia Small

It makes far more sense to spend hundreds of dollars now in order to save potentially thousands of dollars down the road by getting a home inspection when purchasing a home in Virginia. Every potential Virginia homebuyer and especially first-time homebuyers should strongly consider spending the upfront money necessary to get a professional home inspection if they want to [...]

6 Simple Steps to Purchasing A Home With A VA Loan in the Alexandria, Fairfax, Arlington and Loudoun County Areas in Northern Virginia

On May 18, 2011, in Home Buying Process, Tips And Advice, VA Loans, by Cynthia Small

    One of the greatest loan programs available to purchase a home in the Alexnandria, Fairfax, Arlington and Loudoun County areas of Northern Virginia is the VA Mortgage Loan Program.  A VA mortgage is a mortgage guaranteed by the Department of Veterans Affairs. They help subsidize home ownership for those who have served in the [...]

How Can A VA Mortgage Loan Help Me Purchase A Home in the Alexandria, Fairfax, Arlington or Loudoun County, Virginia Area?

On April 1, 2011, in Mortgage Programs, Tips And Advice, VA Loans, by Cynthia Small

The VA (Veteran’s Administration) Mortgage is a tremendous loan program that can assist you in the purchase of a home in Alexandria, Fairfax, Arlington or Loudoun Counties.

FHA Mortgage Insurance Premiums Are About To Rise For Alexandria, Fairfax, Arlington &Loudoun County Purchasers

On February 18, 2011, in Tips And Advice, by Cynthia Small

The cost to get an FHA Loan is about to increase for purchasers wishing to buy a home in the counties of Alexandria, Fairfax, Arlington and Loudoun Counties of Northern Virginia.  HUD recently released Mortgagee Letter 2011-10 announcing an increase in the current Annual Mortgage Insurance Premiums (MIP) by 25 Basis Points (BPS) for all FHA Loans (a [...]

Down Payment And Closing Cost Assistance Available For First-Time Homebuyers Living In Alexandria, Arlington, Fairfax And Loudoun Counties In Northern Virginia

On November 28, 2010, in Tips And Advice, by Cynthia Small

Saving for a down payment and the necessary closing costs it takes to buy a home is often one of the greatest concerns that most first time home buyers express when they talk about why they haven’t purchased a home yet. This loan program helps qualified first-time homebuyers solve that problem.

Alexandria, Arlington, Fairfax and Loudoun County FHA Mortgage Insurance Premiums Have Changed

On November 11, 2010, in Mortgage News, by Cynthia Small

What does this change actually mean to you? Initially, we thought there was both good news and bad news with the announced changes in FHA’s mortgage insurance program.

The Clock is Ticking for Virginia FHA Homebuyers!

On March 25, 2010, in Mortgage Rates, Tips And Advice, by Cynthia Small

You’ve heard the expression “Once in a Blue Moon”.  The definition means “very rarely; infrequently,Never” according to Wiktionary.  You get the idea…a very rare event!  What does that mean to Virginia FHA homebuyers? Virginia FHA homebuyers have been experiencing that “Once in a Blue Moon” convergence of ideal circumstances when it comes to buying a [...]