Bob Rutledge

Location: Missouri
Phone: 314-542-3165
Email: bob@bobrutledge.com
Website: http://www.bobrutledge.com

MO - St. Louis USA Mortgage 314-628-2218 bob@bobrutledge.com Hi, my name is Bob Rutledge a 20 year mortgage professional and FHA underwriter. As one of the leading FHA lenders in the area I have helped many first time home buyers and new home buyers just like you get thier dream home. You will buy your next home only once; you owe it to yourself to make sure that your mortgage is the best. There is a huge difference between lenders and loan officers, I model myself after the Golden Rule. If you have any guestions as you go through the home buying process please feel free to contact me, regardless if we are working together or not. Ask me about my No Lender Closing Costs / No Appraisal Fee for FHA * VA * USDA home buyers. No Fees and Great Interest Rates. Keep Your Money in Your Pocket, Not Your Lender's.

Posts By Bob Rutledge

Location

12140 Woodcrest Executive Drive,
Saint Louis, Missouri 63141

Phone: 314-628-2218

Posts

First Time Home Buyer, Getting Mortgage Qualified. Just How Hard is it to get a Home Loan in St. Charles, St. Louis and Missouri

On September 26, 2011, in Home Buying Process, Mortgage Approval Process, Mortgage Programs, Tips And Advice, by Bob Rutledge

So you are a First Time Home Buyer or at least you are considering buying a new home. You have heard that you can own a new home for less than what you would be paying rent on a comparable place. You want to own because you want a place to call your own, you [...]

FHA, First Time Home Buyers and Foreclosures in St. Charles and St. Louis

On April 24, 2011, in Home Buying Process, Mortgage Programs, Tips And Advice, by Bob Rutledge

FHA mortgage, First Time Home Buyers and Foreclosures? The 3 Fs of the real estate market of the St. Louis and St. Charles Missouri area. If it wasn’t for First Time Home Buyers, FHA mortgages, and Foreclosures there would barely be a real estate market in the St. Charles and St. Louis area. The FHA [...]

Buying a Foreclosure n St. Louis, St. Charles and Missouri – FHA 203k Mortgage

On April 17, 2011, in Home Buying Process, Mortgage Programs, Real Estate, Tips And Advice, by Bob Rutledge

If you are in the market for a new home in the St. Louis, St. Charles, or any where in the state of Missouri you will almost certainly be looking at distressed properties – – that is, short sales and foreclosures. My expereince as mortgage professional is with foreclosures and not with short sales. I [...]

FHA Mortgages – Poor or Bad Credit Loans – St. Charles – St. Louis – Missouri

On March 9, 2011, in Mortgage Approval Process, Mortgage Programs, Tips And Advice, by Bob Rutledge

Where is Your Credit Score? Buying a new home is St. Charles, St. Louis or anywhere has become very difficult for home buyers who are credit challenged, this is a recent development as mortgage underwriting has tightened to reduce supposed risk. Until recently, FHA never had a credit score requirement that lenders had to adhere [...]

FHA 203k – First Time Home Buyer – The Equity Plan – St. Louis, St. Charles and Missouri

On February 2, 2011, in Home Buying Process, Mortgage Programs, Real Estate, Tips And Advice, by Bob Rutledge

Are you a First Time Home Buyer? Have you been looking at the houses on the market in St. Charles, St. Louis or else where in Missouri and feeling a bit let down? Every day there are first time home buyers purchasing their first home and settling for less than what they wanted. Why is that? Sure, the market of [...]

First Time Home Buyer Program – Down Payment Assistance – MHDC – St. Louis, St. Charles and Missouri

On February 1, 2011, in Mortgage Closing Costs, Mortgage Programs, Tips And Advice, by Bob Rutledge

Having a down payment and/or the funds to close is usually something that many First Time Home Buyers need or are interested in learning more about. Having no down payment is the number one reason that many who would like to buy their first new home wait. But, waiting is not necessary there are loan [...]

The FHA 203k Renovation and Rehab Loan – St. Louis and St. Charles Mo

On January 17, 2011, in Mortgage Programs, Tips And Advice, by Bob Rutledge

FHA 203k Mortgage The FHA 203k Renovation and Rehab loan is the perfect mortgage for many of the new home buyers in St. Louis Mo, St. Charles Mo and the entire surrounding area. With foreclosures, bank own properties, distressed and short sales making up such a large amount of the homes currently the FHA 203k mortgage is [...]

St. Louis Mo First Time Home Buyers are reaping the benefits of FHA Mortgages

On July 28, 2009, in Mortgage Rates, Tips And Advice, by Bob Rutledge

Why It May Be A Great Time To Buy a Home in St. Louis First Time Home Buyers in St. Louis, St. Louis County, St. Charles Missouri and the surrounding areas are experiencing an opportunity not seen in these parts for well over a decade, and all because of HUD and FHA mortgage financing. Interest rates [...]

$8,000 Tax Credit – Time is Running Out for First Time Home Buyers in St. Louis

On July 16, 2009, in Mortgage Rates, Tips And Advice, by Bob Rutledge

November 30, 2009 If you are a First Time Home Buyer in and around the St. Louis area time is quickly running out to purchase your first new home and receive that $8,000 tax credit your Uncle Sam is wanting to give you. A Tax Credit is money that the Federal Government will GIVE to you over and above what [...]

Down Payment and FHA Mortgages in St. Louis

On June 29, 2009, in Tips And Advice, by Bob Rutledge

The questions I receive the most often from First Time Home Buyers in and around the St. Louis area is regarding the FHA required 3.5% down payment. In many instances the First Time Home Buyers I am working with either barely have that much saved up or they don’t have anything saved up for a down payment, [...]

« Previous Entries

Mortgage Video & Blogging Community

Daily Program Updates From The Best Mortgage Companies And Lenders