Posts By Michelle Guth


Location


7977 W. Marigold ,
Boise, Idaho 83714

Phone: 208-475-0865

Posts

Idaho Good Credit Rewards Down Payment and Closing Costs Assistance

On September 13, 2010, in Home Buying Process, Mortgage Programs, by Michelle Guth

The Idaho good credit rewards down payment and closing costs assistance program is great for Idaho first time home buyers or anyone looking to get 100% financing for purchasing a home. There are some income and credit score guidelines for this program. Below are the basics of the program. – Home buyers must make less [...]

Federal Housing Administration (FHA) Has 4 Major Loan Programs For Boise Idaho Borrowers

On September 8, 2010, in Mortgage Programs, Refinance Process, Tips And Advice, by Michelle Guth

Four of the most visible single family housing programs that FHA offers are, Section 203(b), Section 234(c), Section 203(k) and Home Equity Conversion Mortgages (HECM) – Reverse Mortgages. FHA Loan Type Highlights: Section 203(b) * largest of FHA’s single family programs * 1-4 unit properties are eligible * flexible credit requirements * 3.5% down payment [...]

FHA 90 Day Flip Rule is Waived for Idaho Buyers, Sellers, Investors

On February 3, 2010, in Tips And Advice, by Michelle Guth

FHA 90 Day Flip Rule is Waived for Idaho Buyers, Sellers, Investors The last few years in the mortgage industry has been interesting to say the least. With FHA Doing away with the 90 day flip rule this will open up the market for investors and buyers to purchase properties and help eliminate some of [...]

10 Simplified Steps to Closing an Idaho FHA 203k Streamline Home Loan Mortgage

On January 20, 2010, in Tips And Advice, by Michelle Guth

10 Simplified Steps to Closing an Idaho FHA 203k Streamline Home Loan Mortgage. There seems to be a lot of confusion as to the process involved with an Idaho FHA 203k Streamline Home Loan Mortgage.  Below I have outlined the process in order to simplify the steps involved and make it easier to grasp and [...]

Boise, Idaho FHA Reverse Mortgage Home Loans For Seniors over the age of 62

On December 11, 2009, in Mortgage Programs, Refinance Process, Tips And Advice, by Michelle Guth

A Boise, Idaho FHA Reverse Mortgage Senior Home Loans is a great way for anyone over the age of 62 to enjoy their retirement and not have to stress as much about money. With an Idaho Reverse Mortgage it frees up the options available for anyone over the age of 62 so that they can [...]

Fannie Mae’s HomePath REO Program Great for Boise, Idaho Investors As Little As 15% Down on Investment Properties

On December 11, 2009, in Real Estate, by Michelle Guth

Fannie Mae’s HomePath REO Program is Great for Boise, Idaho Investors  with As Little As 15% Down on Investment Properties. That is right only 15% down on investment properties when you purchase a home path eligible property and go with Home Path financing.  This is not only a great program for investors but for homeowners [...]

Changes Are Coming For Boise, Idaho FHA Mortgages

On December 11, 2009, in Tips And Advice, by Michelle Guth

Changes are coming for Boise, Idaho FHA Mortgages. There is a lot of pressure out there in the mortgage markets. Many are referring to FHA mortgages as the new “sub prime” lending and many feel that FHA mortgages may be the next to implode.  As unlikely as this is there are several changes that are [...]

Boise, Idaho Home Mortgage Refinance Loan For Home Owners Facing Declining Home Values

On November 22, 2009, in Mortgage Rates, Refinance Process, Tips And Advice, by Michelle Guth

Idaho Home owners are facing declining home values. Falling home values makes it hard to refinance a home mortgage and take advantage of the great interest rates available. The problem home owners have with refinancing when housing prices have fallen is that many home owners are upside down in there home. Meaning they owe more [...]

Idaho $8,000 First-Time Home Buyer Tax Credit Extended into 2010! As Well As A New $6,500 Tax Credit for Certain Existing Home Owners!

On November 7, 2009, in Mortgage Programs, Tips And Advice, by Michelle Guth

Great News !!!!! Idaho $8,000 First-Time Home Buyer Tax Credit Extended into 2010! As Well As A New $6,500 Tax Credit for Certain Existing Home Owners! The $8,000 tax credit for First-Time Home Buyers has been extended into the first half of 2010. The program was scheduled to expire on November 30,2009. With this extension [...]

Idaho NSP Homeownership Down Payment Assistance Program Up To 20% Down Payment Assistance. Deferred Payment Loan, and only due on sale of the property. Foreclosures only !

On October 30, 2009, in Mortgage Programs, Real Estate, Tips And Advice, by Michelle Guth

Idaho NSP Homeownership Assistance 20% down payment assistance program is a deferred Payment Loan and is due on the sale of the property. This zero interest loan is for foreclosures only (no short sales) ! The main details for this loan are below: – Homeownership assistance provides funds for closing costs, interest write downs, and [...]