Posts By Michelle Guth


Location


7977 W. Marigold ,
Boise, Idaho 83714

Phone: 208-475-0865

Posts

Refinance An Idaho FHA Loan With the Streamline Program – NO Appraisal

On November 8, 2011, in Mortgage Programs, Refinance Process, Tips And Advice, by Michelle Guth

An Idaho FHA Streamline Refinance With No Appraisal is the best way to go if you live in Boise, Idaho and are looking to Refinance your home and you currently have an FHA loan. If you own a home and you still owe mortgage payments, chances are with interest rates as low as they are [...]

Refinance An Idaho VA Loan With the IRRRL Program -NO Appraisal

On October 15, 2011, in Refinance Process, VA Loans, by Michelle Guth

The main reason why Idaho VA IRRL Refinance loan is so popular is that it doesn’t require an appraisal. But in states where home values have declined so severely many folks who have VA loans don’t have enough value in their home to at least match their mortgage amount that they are trying to refinance. [...]

Are There VA Jumbo Mortgage Loans Available in Boise Idaho?

On May 11, 2011, in Featured Articles, Tips And Advice, VA Loans, by Michelle Guth

If you’re looking at buying the home of your dreams – and the price reflects it – then an Idaho VA jumbo mortgage loan may very well be the best option for your mortgage. In most veteran loan scenarios, the VA guarantees up to 25% of the total amount of the loan up to the [...]

Boise, Idaho VA Loan Pre-Approval Letter, What Is It ?

On May 11, 2011, in Tips And Advice, VA Loans, by Michelle Guth

A Boise, Idaho VA loan pre-approval letter is a document granted by an Boise, Idaho VA mortgage lender that states that based on preliminary information such as the potential borrower’s credit, assets, and income, that they qualify for a Veterans Administration loan of a specified amount. It is different from a pre-qualification in that some [...]

Boise Idaho Residents Can You Take Out More Than One VA Mortgage Loan ?

On May 9, 2011, in Tips And Advice, VA Loans, by Michelle Guth

The short answer to the question “How many Idaho VA loans can I have?” is that there is no limit on the amount of times eligible veterans are allowed to use their VA loan benefits. This answer often surprises veteran borrowers who have used the program before. As you are probably well aware, a Idaho [...]

Is It Possible To Refinance Into a Boise Idaho VA Home Loan If I Have A Conventional Loan Already?

On May 9, 2011, in Tips And Advice, VA Loans, by Michelle Guth

Idaho VA Home Financing Loans for Boise and Idaho areas is for veterans and active duty military personnel and certain members of the reserves and National Guard. VA’s program provides an excellent product and benefit for those individuals who have served or are serving to protect our families and our nation. Can I refinance my [...]

Boise, Idaho Residents What Is The VA Loan Appraisal Process ?

On May 9, 2011, in Tips And Advice, VA Loans, by Michelle Guth

Before your home can be approved for Boise, Idaho VA home loan financing, a VA appraisal must be completed on the property. An Idaho VA appraisal involves a thorough inspection of the home and property to determine the current market value of the home. This appraisal is especially geared towards reporting any defects involving safety [...]

Seek An Idaho Refinance NOW !!!! Before Rates Go Back Up !!

On October 8, 2010, in Refinance Process, by Michelle Guth

Refinance your Idaho Mortgage now before interest rates go back up!!!!!!  An Idaho Refinance is what many people need to look into right now with where interest rates are at. Interest rates won’t stay this amazingly low for long so act now !!!! Below I have outlined four main reasons why you should do an [...]

Idaho First-Time Home Buyer Mortgage Loans

On September 22, 2010, in Tips And Advice, by Michelle Guth

Idaho First-Time Home Buyer Mortgage Loans. Many First-Time Home Buyers would prefer to put put down as little as possible for a down payment when purchasing there first home. I have two loan programs where you can still get 100% financing and those are the IHFA 100% Zero down loan and the USDA Rural Development [...]

Boise Idaho Down Payment Closing Cost Assistance Mortgage For First Time Home Buyers

On September 13, 2010, in Mortgage Closing Process, Mortgage Programs, by Michelle Guth

The Boise Idaho Down Payment Closing Cost (DPCC) Assistance Mortgage For Idaho First Time Home Buyers is a zero percent interest, due on sale or non-occupancy, deferred loan program available for borrowers with total household income of less than 80% of area median income.