Posts By Michelle Guth


Location


7977 W. Marigold ,
Boise, Idaho 83714

Phone: 208-475-0865

Posts

Idaho VA Home Loan Refinancing For Eligible Homeowners

On March 14, 2012, in Mortgage Programs, Refinance Process, VA Loans, by Michelle Guth

Idaho VA Home loans allow you to refinance your home to take advantage of lower interest rates that can ultimately save you sizable sums of money in both the long-run and the short-run by lowering your monthly payment. If you currently have a Idaho conventional loan, you can refinance into an Idaho VA Home loan [...]

Purchase A Boise Idaho Home With A VA Mortgage Loan

On March 14, 2012, in Home Buying Process, Mortgage Programs, VA Loans, by Michelle Guth

Taking out a Boise Idaho VA mortgage loan on a new home purchase is a fantastic way to finance a property with a low interest rate, with little to no required down payment. Purchasing a home with an Boise Idaho VA loan may seem like a daunting task at first glance, but it is actually [...]

What Is An Idaho Reverse Mortgage ?

On March 7, 2012, in Featured Articles, Mortgage Programs, by Michelle Guth

What is an Idaho Reverse Mortgage ? An Idaho Reverse Mortgage, also known as a HECM (Home Equity Conversion Mortgage), is a loan made to a person age 62 or older. There are no income, credit or health requirements associated with the loan. The amazing thing about the Idaho Reverse Mortgage is that you can [...]

Does Bankruptcy Mean I Can’t Get A Boise Idaho VA Mortgage?

On March 5, 2012, in Tips And Advice, VA Loans, by Michelle Guth

If you’re wondering whether or not you can get a Boise Idaho VA home loan mortgage after a recent bankruptcy, you’re not alone. With the recent economic recession just barely behind us, many veterans and military personnel are now in the position of looking for a new mortgage after having gone through a bankruptcy. Some [...]

Can I Get An Idaho VA Mortgage If I’ve Had A Recent Foreclosure?

On March 5, 2012, in Tips And Advice, VA Loans, by Michelle Guth

Many veterans today are wondering whether or not they can get an Idaho VA Mortgage loan if they have recently been through a foreclosure. Fortunately, the VA qualifying guidelines do allow for veterans and military personnel to qualify for an Idaho VA loan after a foreclosure, but with some restrictions. For starters, veterans are not [...]

VA Loan Eligibility After A Divorce For Boise Idaho Home Owners

On March 5, 2012, in Tips And Advice, VA Loans, by Michelle Guth

There are many ways in which a getting a divorce can have an impact on Boise Idaho VA loans. Let’s go ahead and start off with the basics. First, let’s look at a scenario where the Boise Idaho VA loan is only filed under the veteran’s name. The VA loan guaranty is only available due [...]

Requirements And Eligibility For A Boise Idaho VA Home Loan

On March 5, 2012, in Tips And Advice, VA Loans, by Michelle Guth

Boise Idaho Veterans with active duty service (who were not dishonorably discharged) during World War II and later periods are eligible for VA loan benefits. World War II (September 16, 1940 to July 25, 1947), Korean conflict (June 27, 1950 to January 31, 1955), and Vietnam era (August 5, 1964 to May 7, 1975) veterans [...]

Boise Idaho VA Home Loan Credit Score Requirements

On March 5, 2012, in Tips And Advice, by Michelle Guth

The VA does not require a certain credit score in order for approval. However, the actual mortgage lenders are allowed to set their own standards for Boise Idaho VA loan requirements. In the recent years, eligible veterans and military personnel have enjoyed an easier mortgage process than was available to many home buyers obtaining conventional [...]

Refinance An Idaho FHA Loan With the Streamline Program – NO Appraisal

On November 8, 2011, in Mortgage Programs, Refinance Process, Tips And Advice, by Michelle Guth

An Idaho FHA Streamline Refinance With No Appraisal is the best way to go if you live in Boise, Idaho and are looking to Refinance your home and you currently have an FHA loan. If you own a home and you still owe mortgage payments, chances are with interest rates as low as they are [...]

Refinance An Idaho VA Loan With the IRRRL Program -NO Appraisal

On October 15, 2011, in Refinance Process, VA Loans, by Michelle Guth

The main reason why Idaho VA IRRL Refinance loan is so popular is that it doesn’t require an appraisal. But in states where home values have declined so severely many folks who have VA loans don’t have enough value in their home to at least match their mortgage amount that they are trying to refinance. [...]