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Guaranteed USDA Home Loans are thriving in Riverside County, California.  In cities like, Murrieta, Menifee, Sun City and even parts of Temecula, home buyers are benefiting from this fantastic loan program.

It’s too good to be true.  It’s not possible to have all of these components in one loan program.

- Anonymous

USDA Home Loan Highlights

• 100% Financing
• No Down Payment
• No Mortgage Insurance
• No Cash Reserve Requirements
• No Seller Contribution Limitations
• Finance up to 102% of appraised value
• 100% Gifted Closing Cost permitted
• 30 year fixed rate loan with No Prepayment Penalty

Watch the video to see USDA Home Loan best practices for Southern California Home Buyers.

Video Highlights

• Income limitations – so check with your mortgage professional on ratios and eligibility
• Property Eligibility – USDA property search – you’d be surprised what homes are eligible
• Approval – get a Full Conditional Approval before making any offers

Buyers, Sellers, Real Estate Agents – a buyer with a Full Conditional Approval from a USDA lender is as good as it can be.  Time line restrictions are foregone, ordering the appraisal immediately upon acceptance of contract is available, shorter turn times are inevitable.

When making an offer or receiving one, look for a buyer with these credentials.  You will be pleasantly surprised.

To learn more about the Guaranteed USDA Home Loan Program, to apply for a loan or to work with Jonas Kruckeberg as a Referral Partner please Email me or call 951-506-4663.