Why I Love FHA Streamline Loans for My Borrowers in New Jersey

On August 31, 2009, in Tips And Advice, by Tony Croft

FHA “streamlined” loans are friendlier! They don’t require a home appraisal and it does not matter if your home is underwater (meaning the appraised value is less than the amount of money you owe on your mortgage loan).  FHA streamlined loans are designed specifically for one thing; to reduce a homeowner’s monthly mortgage payment.  There [...]

A Utah Housing Loan requires a minimum Fico score

On August 30, 2009, in Tips And Advice, by Mike Harrison

If you are looking to obtain a Utah Housing loan you should be aware of and understand the minimum Fico scores you need to obtain this Utah Mortgage. The Utah Housing Corporation has been successful in helping medium to lower income clients get financing to obtain homeownership. They are totally self-supporting and each year they [...]

5 Reasons to Refinance or Buy with an FHA Home Loan in Bergen County New Jersey

On August 30, 2009, in Tips And Advice, by Tony Croft

An FHA loan is a federally insured loan made by the Federal Housing Administration, which has been insuring mortgages since 1934.  FHA loans are very good options for borrowers in Northern New Jersey. Easier qualifying! Those with less-than-perfect credit are more easily approved for a loan through FHA programs because the federal government insures them. [...]

FHA Streamline Refinance Program Continues to Roll in Orange County

On August 29, 2009, in Mortgage Rates, Tips And Advice, by Tim Storm

The FHA Streamline Refinance program has been very popular in Orange County in 2009. Interest rates have been low relative to 2008 for most of the year, allowing people who bought their homes only 1 year ago or less to drop their interest rate any where from .5% to 1% or more with having to [...]

Short Sale Madness – Expect Delays

On August 26, 2009, in Mortgage Rates, Real Estate, Tips And Advice, by Fred Chamberlin

Are you thinking that you are going to get the next great deal on a home by buying a “Short Sale” and financing it through an FHA Insured Mortgage? Not a bad idea, however, be prepared for delays! Don’t expect to close within a two to three week window! “Short Sales” can be a real PITB (pain in the butt)! They can also be a great way to make an important investment in your family.

FHA 203K or Fannie Mae Homestyle — Which Renovation Loan is Right for Me??

On August 25, 2009, in Tips And Advice, by Jonathan Blackwell(203K Expert)

Many people are quickly becoming familiar with the FHA 203K, but not so many know about its conforming sister the Fannie Mae Homestyle. So, when is the Fannie Mae Homestyle the right loan?

Arizona First Time Home Buyer With High Debt Ratios Gets A USDA Home Loan

On August 25, 2009, in Mortgage Programs, by Paul Dunn

We’re starting a new category on the USDA Rural Home Loans website. It’s USDA Home Loan Success Stories. I hope you enjoy hearing about how the Rural Development USDA Loan has positively impacted so many families here in Arizona.  So let’s take a look at the first installment of… (drum roll please…) USDA Home Loan [...]

Idaho FHA 203k Streamline Vs. Regular 203k Rehabilitation Loans. Great for Bank-Owned Properties, Foreclosures and Fixer uppers !!!

On August 25, 2009, in Real Estate, Tips And Advice, by Michelle Guth

The Idaho FHA 203k Streamline Vs. Regular 203k Rehabilitation Loans. Great for Bank-Owned properties, Foreclosures, Short Sales and Fixer Uppers!! There is a big difference between the 203k streamline and the regular 203k rehabilitation loans. Below I have a Frequently asked Questions and answers section that should answer many of the questions you may be [...]

VA Loans offer 100% Financing – Great Deal

On August 25, 2009, in Mortgage Programs, by Fred Chamberlin

Are your aware that VA Guaranteed Home Loans are available to veterans with at least three months active, honorable, service? Or that six years of Reserve or National Guard service qualify you for a VA Guaranteed Home Loan? They are also available for active duty members under certain circumstances.

Mesa, AZ FHA Mortgage Company

On August 25, 2009, in Tips And Advice, by Steve Lines

Academy Mortgage Mesa, Arizona AZ BK#0904081 Steve Lines Authorized FHA Loan Consultant and Co-Branch Manager Serving Mesa, AZ and all of the Phoenix Metropolitan Area 480-344-3662 (direct) 480-329-3346 (mobile) slines@bestfhalender.com (email) www.bestFHAlender.com (my blog) www.twitter.com/stevelines http://www.linkedin.com/in/stevenlines Read my articles on the FHA Mortgage Blog About Academy Mortgage: Academy Mortgage has been operating for over 20 [...]