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Getting a FHA Mortgage inVirginia is easy if you are working with an experienced team of professionals.

Why would you want a FHA mortgage?

• If you have a small down payment of 3.5%
• If you are a first time homebuyer in Virginia and can qualify for 101.5% financing
• You currently have a FHA mortgage and would like to lower your payment – even if you have no equity
• You are a first time homebuyer and would like to receive the $8,000 tax credit
• You are over the age of 62 and would like to qualify for the reverse mortgage

Steps to take for your FHA mortgage

1. Your FHA mortgage specialist will probably either meet with you or be able to go over the loan process with you over the phone whichever is more convenient for you.
2. They will gather the required documentation from you to submit to underwriting and issue you an approval letter
3. Request a FHA appraisal and title work
4. Close your loan

There may be items depending on your current situation and what you are trying to accomplish that may need immediate assistance.  But with the cooperation of you and your FHA mortgage specialist – getting a FHA mortgage in Virginia can be easy.

Naoma Doriguzzi

(757) 971-2876

Your FHA Virginia Mortgage Team

naoma.doriguzzi@newamerican.com