Why should I work with you? The biggest mistake people make when shopping for their mortgage is to make their decision on who they will work with based upon the lowest interest rate they locate over the phone, or the Internet. They never even consider the ramifications of getting involved with a lender that is not knowledgeable, creditable, or [...]
__________________________________________________________________________ >>Orange County FHA Mortgage Application __________________________________________________________________________ As a Direct Endorsed FHA lender located in Orange County, CA, we know the importance in educating Orange County First Time Buyers on the benefits of the FHA loan program and how the FHA program will lead them to Home Ownership! FHA allows flexible credit guidelines (compared to Fannie [...]
This week there was a proposal by HUD to make the $8,000 First Time Buyer Tax Credit available for First Time Home Buyers to use as their downpayment. At this time the Federal government has not made any official announcement regarding when or if this will actually happen, however, NJ First Time Home Buyers have other options. [...]
The $8000 tax credit can now be used as a down payment in Buena Park, California. Shaun Donovan, the Secretary of the US Department of Housing and Urban Development, said that the FHA is going to permit its lenders to allow first Time Home Buyers to use the $8000 tax credit as a down payment. [...]
It’s not official yet, but FHA is working on allowing California First Time Home Buyers to use the $8000 tax credit for a down payment on a home in Riverside County including Temecula and Murrieta. The Secretary of HUD released a mortgagee letter 2009-15 on Monday, May 11, 2009, that provided very little detail in [...]
There are many wondering, can I use my $8,000 First-Time Home buyer tax credit as a down payment in Idaho? There are many rumors circulating about the possibility of Idaho First-time homebuyers being able to use their $8,000 tax credit as a down payment. As of today you are not able to use the tax [...]
The IHFA Tax Credit 2nd loan for Idaho First-Time Homebuyers is a great way for individuals to get 100% financing on the purchase of a home. This is a great way for First-Time Homebuyers to utilize their $8,000 tax credit they will receive from the government for purchasing a home in 2009 before December 1st. [...]
In Utah, USDA Rural Development loans will calculate qualifying income two different ways for a potential homeowner. The first type of income is your “Eligibility Income”. This calculation will include all types of income and is used to determine your ability to repay the USDA mortgage loan. USDA will calculate income for all mortgage applicants [...]
What are the approved areas for USDA Rural home mortgages in Utah? It’s easy to find out if your home qualifies for a Rural Development loan.
There are a lot of myths being passed around about Reverse Mortgages in Orange County, CA. Rather than believe these myths, a potential Reverse Mortgage borrower should research and educate themselves on the Reverse mortgages and how they work. Here are a few of those myths. Reverse Mortgage Myth #1: Ownership of the property is [...]
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Obama Refinance Plan For San Jose Homeowners AnnouncedHome Affordable Refinance Program Update Harp 2 Bay Area San Francisco California March 2012 Guidelines for Purchasing a 3 to 4 Unit Property with FHA Financing in Alameda, CA8 Year Fixed to 30 Year Fixed. You Can Choose Your Loan Term In San Jose
