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2009 Idaho FHA Loan limits, if you don’t know what they are you could be in trouble if you are looking to purchase a home, especially if you think they are the same as they were in 2008. FHA loan limits for 2009 are actually lower than they were in 2008.

FHA loans are one of the most popular mortgage programs available today. Whether you are looking to purchase a home or buy a Boise Bank-Owned Property and remodel it using a 203k fha rehab loan you need to know that there are limits to the amount you can finance. You also need to keep in mind that the FHA loan limits for 2009 are less than they were in 2008.

Below is a list of the different counties in Idaho and the loan limits associated with each area for 2009. As you can see below most of the counties in Idaho have the same FHA loan limits except for Valley, Blaine and Teton counties.

2009 Idaho FHA Loan Limits:

Single Family     Duplex              Tri-Plex              Four-plex
$271,050           $347,000        $419,425            $521,250

The counties that fall into the above Fha Loan Limits are as follows: Bannock, Bear Lake, Benewah, Bingham, Bonner, Bonneville, Boundary, Butte, Camas, Caribou, Cassia, Clark, Clearwater, Custer, Elmore, Franklin, Fremont, Gooding, Idaho, Jefferson, Jerome, Latah, Lemhi, Lewis, Lincoln, Madison, Minidoka, Nez Perce, Oneida, Payette, Power, Shoshone, Twin Falls, Washington.

Adams

Single Family      Duplex               Tri-plex              Four-plex
$273,750            $350,450         $423,600           $526,450

Kootenai

Single Family      Duplex               Tri-plex              Four-plex
$286,250             $366,450         $442,950           $550,450

Ada, Boise, Canyon, Gem, Owyhee

Single Family      Duplex               Tri-plex             Four-plex
$303,750            $388,850         $470,000           $584,150

Valley County:

Single Family     Duplex            Tri-plex                 Four-plex
$462,500           $592,050          $715,700          $889,450

Teton

Single Family      Duplex               Tri-plex               Four-plex
$693,750            $888,100         $1,073,550       $1,334,150

Blaine

Single Family     Duplex             Tri-plex                Four-plex
$729,750           $934,200        $1,129,250       $1,403,400

Michelle Guth
Diversified Mortgage Group
Mortgage Consultant
Direct: 208-853-7878
Michelle@dmgloans.com
ID MBL-5696 / NMLS # 36853 / 36852 / 1850
www.idahohomegroup.com

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