Delinquency on your mortgage is a serious business. There are counselors available through several sources to help you if you are in trouble. Don’t lose your home because you were unwilling to ask for help. There are numerous agencies that are available to help home owners with their finances. If you can’t find someone locally, call the number for HUD. There are times that even tough people need help. There are positive ways to make it through tough times.
There are some really great people here that
This is typically the first question our Las Vegas Mortgage clients ask when applying for a new home loan. If you were to type “Mortgage – how much can I borrow” in a search engine, the top results will generally lead you to a series of links to mortgage loan calculators. Even though an online [...]
One common misconception out there about FHA loans is that you can only have one at a time. Although it is most common for folks to have only one FHA loan, there are cases where Winter Haven, Florida home buyers might in fact qualify to purchase two homes using FHA financing. If you live here [...]
Okay, so the subject line is long – but, believe it or not I cut it short. It could have been, “First Time Home Buyers can couple $7500 Tax Credit and Low Interest Rates and high inventories to buy Longwood Real Estate” We are seeing an unbelievable ‘perfect storm’ for buyers! Beware though – when [...]
How Much Do I Qualify For? How much can I borrow is one of the most frequent questions I am asked. There are two things to consider when you are looking to purchase via FHA in Georgia or Alabama. First, you’ll be limited by FHA loan limits. These are county specific. For example an Atlanta [...]
OK, that is the basic run down. Important information for this installment, are that single wide manufactured homes can be financed using FHA insured loans, homes must be newer than June 15, 1976 and cash out is available through FHA on manufactured homes. Lastly, if the manufactured home is located in a flood zone, it is probably better to put pontoons on it and try to get a floating house loan.
For many in the first time Florida homebuyer category, the biggest obstacle is usually… wait for it… yup! You guessed it… the down payment! Shoot. Even those of you reading this who are no longer home buying virgins most likely remember saying something like: “Man, I’d like to buy a home but don’t have the [...]
FHA borrowers do not have to have a credit score. If no score is received, the customer can qualify on what is called “non-traditional” credit. For example, credit ratings from landlord, insurance agency, power company, TV cable company or telephone company. At least three sources of “non-traditional” credit are generally required.
What Is A Florida FHA Home Loan? FHA stands for Federal Housing Administration. The FHA regulates these loans and offers them at more competitive terms and rates to keep home ownership affordable for a wider variety of people. This makes a Florida FHA Home Loan ideal for first time home buyers or those with less [...]
Double wide and single wide manufactured home FHA loans available. Homes require concrete foundations and tie downs. Pre-1975 (June 15) and homes on leased land not applicable.
*This is not an offer to lend. 
Obama Refinance Plan For San Jose Homeowners AnnouncedHome Affordable Refinance Program Update Harp 2 Bay Area San Francisco California March 2012 Guidelines for Purchasing a 3 to 4 Unit Property with FHA Financing in Alameda, CA8 Year Fixed to 30 Year Fixed. You Can Choose Your Loan Term In San Jose
