It is important for Florida Home buyers to know that Florida FHA loan limits are going down for 2009. For 2008 Seminole County loan limits, it is a HUGE drop. The new loan limits per county are as follows:
| MSA Name | MSA Code | Division | County Name | County Code |
State | One-Family | Two-Family | Three-Family | Four-Family | Last Revised | Limit Year |
| GAINESVILLE, FL (MSA) | 23540 | ALACHUA | 001 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| JACKSONVILLE, FL (MSA) | 27260 | BAKER | 003 | FL | $304,750 | $390,100 | $471,550 | $586,050 | 01/01/2009 | CY2009 | |
| PANAMA CITY-LYNN HAVEN, FL (MSA) | 37460 | BAY | 005 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | BRADFORD | 007 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (MSA) | 37340 | BREVARD | 009 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 33100 | 22744 | BROWARD | 011 | FL | $345,000 | $441,650 | $533,850 | $663,450 | 01/01/2009 | CY2009 |
| NON-METRO | 99999 | CALHOUN | 013 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| PUNTA GORDA, FL (MSA) | 39460 | CHARLOTTE | 015 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| HOMOSASSA SPRINGS, FL (MICRO) | 26140 | CITRUS | 017 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| JACKSONVILLE, FL (MSA) | 27260 | CLAY | 019 | FL | $304,750 | $390,100 | $471,550 | $586,050 | 01/01/2009 | CY2009 | |
| NAPLES-MARCO ISLAND, FL (MSA) | 34940 | COLLIER | 021 | FL | $448,500 | $574,150 | $694,000 | $862,500 | 01/01/2009 | CY2009 | |
| LAKE CITY, FL (MICRO) | 29380 | COLUMBIA | 023 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| ARCADIA, FL (MICRO) | 11580 | DE SOTO | 027 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | DIXIE | 029 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| JACKSONVILLE, FL (MSA) | 27260 | DUVAL | 031 | FL | $304,750 | $390,100 | $471,550 | $586,050 | 01/01/2009 | CY2009 | |
| PENSACOLA-FERRY PASS-BRENT, FL (MSA) | 37860 | ESCAMBIA | 033 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| PALM COAST, FL (MICRO) | 37380 | FLAGLER | 035 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | FRANKLIN | 037 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| TALLAHASSEE, FL (MSA) | 45220 | GADSDEN | 039 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| GAINESVILLE, FL (MSA) | 23540 | GILCHRIST | 041 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | GLADES | 043 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | GULF | 045 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | HAMILTON | 047 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| WAUCHULA, FL (MICRO) | 48100 | HARDEE | 049 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| CLEWISTON, FL (MICRO) | 17500 | HENDRY | 051 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (MSA) | 45300 | HERNANDO | 053 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| SEBRING, FL (MICRO) | 42700 | HIGHLANDS | 055 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (MSA) | 45300 | HILLSBOROUGH | 057 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | HOLMES | 059 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| SEBASTIAN-VERO BEACH, FL (MSA) | 42680 | INDIAN RIVER | 061 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | JACKSON | 063 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| TALLAHASSEE, FL (MSA) | 45220 | JEFFERSON | 065 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | LAFAYETTE | 067 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| ORLANDO-KISSIMMEE, FL (MSA) | 36740 | LAKE | 069 | FL | $274,850 | $351,850 | $425,300 | $528,550 | 01/01/2009 | CY2009 | |
| CAPE CORAL-FORT MYERS, FL (MSA) | 15980 | LEE | 071 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| TALLAHASSEE, FL (MSA) | 45220 | LEON | 073 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | LEVY | 075 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | LIBERTY | 077 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | MADISON | 079 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| BRADENTON-SARASOTA-VENICE, FL (MSA) | 14600 | MANATEE | 081 | FL | $285,200 | $365,100 | $441,300 | $548,450 | 01/01/2009 | CY2009 | |
| OCALA, FL (MSA) | 36100 | MARION | 083 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| PORT ST. LUCIE-FORT PIERCE, FL (MSA) | 38940 | MARTIN | 085 | FL | $316,250 | $404,850 | $489,350 | $608,150 | 01/01/2009 | CY2009 | |
| MIAMI-MIAMI BEACH-KENDALL, FL METROPOLITAN DIVISIO | 33100 | 33124 | MIAMI-DADE | 086 | FL | $345,000 | $441,650 | $533,850 | $663,450 | 01/01/2009 | CY2009 |
| KEY WEST-MARATHON, FL (MICRO) | 28580 | MONROE | 087 | FL | $529,000 | $677,200 | $818,600 | $1,017,300 | 01/01/2009 | CY2009 | |
| JACKSONVILLE, FL (MSA) | 27260 | NASSAU | 089 | FL | $304,750 | $390,100 | $471,550 | $586,050 | 01/01/2009 | CY2009 | |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL (MSA) | 23020 | OKALOOSA | 091 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| OKEECHOBEE, FL (MICRO) | 36380 | OKEECHOBEE | 093 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| ORLANDO-KISSIMMEE, FL (MSA) | 36740 | ORANGE | 095 | FL | $274,850 | $351,850 | $425,300 | $528,550 | 01/01/2009 | CY2009 | |
| ORLANDO-KISSIMMEE, FL (MSA) | 36740 | OSCEOLA | 097 | FL | $274,850 | $351,850 | $425,300 | $528,550 | 01/01/2009 | CY2009 | |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL METRO | 33100 | 48424 | PALM BEACH | 099 | FL | $345,000 | $441,650 | $533,850 | $663,450 | 01/01/2009 | CY2009 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (MSA) | 45300 | PASCO | 101 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (MSA) | 45300 | PINELLAS | 103 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| LAKELAND, FL (MSA) | 29460 | POLK | 105 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| PALATKA, FL (MICRO) | 37260 | PUTNAM | 107 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| PENSACOLA-FERRY PASS-BRENT, FL (MSA) | 37860 | SANTA ROSA | 113 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| BRADENTON-SARASOTA-VENICE, FL (MSA) | 14600 | SARASOTA | 115 | FL | $285,200 | $365,100 | $441,300 | $548,450 | 01/01/2009 | CY2009 | |
| ORLANDO-KISSIMMEE, FL (MSA) | 36740 | SEMINOLE | 117 | FL | $274,850 | $351,850 | $425,300 | $528,550 | 01/01/2009 | CY2009 | |
| JACKSONVILLE, FL (MSA) | 27260 | ST. JOHNS | 109 | FL | $304,750 | $390,100 | $471,550 | $586,050 | 01/01/2009 | CY2009 | |
| PORT ST. LUCIE-FORT PIERCE, FL (MSA) | 38940 | ST. LUCIE | 111 | FL | $316,250 | $404,850 | $489,350 | $608,150 | 01/01/2009 | CY2009 | |
| THE VILLAGES, FL (MICRO) | 45540 | SUMTER | 119 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | SUWANNEE | 121 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | TAYLOR | 123 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | UNION | 125 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (MSA) | 19660 | VOLUSIA | 127 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| TALLAHASSEE, FL (MSA) | 45220 | WAKULLA | 129 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | WALTON | 131 | FL | $325,450 | $416,600 | $503,600 | $625,850 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | WASHINGTON | 133 | FL | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 |
*This is not an offer to lend. 
Obama Refinance Plan For San Jose Homeowners AnnouncedHome Affordable Refinance Program Update Harp 2 Bay Area San Francisco California March 2012 Guidelines for Purchasing a 3 to 4 Unit Property with FHA Financing in Alameda, CA8 Year Fixed to 30 Year Fixed. You Can Choose Your Loan Term In San Jose
