With over 20 years of real estate lending in Eugene Oregon, Fred specializes in first-time home buyer FHA, VA and USDA mortgages.
I have been in the mortgage business for over 20 years and working in the Eugene/Springfield area for more than 15 years. I am a native Oregonian and a specialist in Government Lending Products. I am a Vietnam era veteran and work hard for my comrades in arms to help them find suitable financing.
At Alpine Mortgage Planning, we are not just concerned with placing you in a loan, we are also concerned in helping you with liability management and wealth creation. Alpine Mortgage Planning is an Oregon based company with offices in Oregon and Washington. Oregon License # ML-4832.
I live in Springfield (Thurston) and am a recent widower. I find it difficult to keep all of the flowers going that my wife planted, but do my best. Since I drive a small pickup, I have small dogs, a minature poodle (Peanut) and a Shi-tzu (Gracie) that keep me company. Because of that, I am available to meet with people almost anytime, weekday or weekend. The thing I sell is my time and my knowledge.
I place a high priority on communication and education. I work with a team of professionals at Alpine Mortgage Planning. I carefully watch the local and national mortgage landscape and as it continues to adjust with changes in the market, I am committed to providing the most relevant and timely information. Through the various sevices that I use, I try to always have my finger on the pulse of the mortgage market.
I am a government loan specialist. I was doing FHA loans when everyone else was promoting sub-prime loans because sub-prime was easier. I work with all phases of FHA, purchase and refinance. The 203k rehab loan is exceptional for foreclosures and short sales. With the new FHA reverse mortgages coming on line and the FHA Secure for those that got in difficulty with sub-prime loans, this makes quite an arsenal. FHA loan limit in Lane County was recently raised (temporarily) to $343,750 but will be dropping to $271,050 in January. Cash out refinances are available up to 95% loan to value.
I also highly promote VA loans for those that qualify. With the new requirements, this means that only 3 months active duty are required to qualify for an VA loan. These are available with no down payment up to $417,000. Cash out refinances are available up to 90% loan to value.
I work closely with the Springfield Home Ownership Program and the Eugene Homeowner Assistance Program. We are also able to broker Oregon Housing and Community Services (Oregon Bond) loans. Additionally, the USDA Rural Program is available to 100% financing for homes outside the urban growth boundries of Oregon’s major cities.
Alpine Mortgage Planning Service:
Areas We Serve:
Eugene | Springfield | Cottage Grove | Creswell | Junction City | Veneta | Florence | Oakridge | Pendleton | La Grande | Klamath Falls
Las Vegas | Pleasant Hill | Vida | Redmond | La Pine | Madras | Bend | Roseburg | Medford | Grants Pass | Baker City | John Day
Contact us for an Eugene/Springfield FHA loan 541-342-7576:
- Mortgage Consultant - Fred Chamberlin
- Loan Coordinator - Janey Dixon
- Branch Opperations – Melissa Cutteback
Call our office today for a customized mortgage strategy session.