The headlines and quips about the HARP 2 refinance program (Home Affordable Refinance Program), is that there is reduced documentation needed. True. The reduced documentation refers to the lack of need for an appraisal on the property, at least in many cases. Fannie Mae and Freddie Mac will often (about 70% of the time, in [...]
Georgia - 678-362-8156
California is offering free money for mortgages while making a push to get homeowners into a 2 billion dollar foreclosure prevention program, and as a result, you could see a principal reduction on your mortgage if you qualify. The program is called Keep Your Home California, and it’s been around since last year but most lenders didn’t participate [...]
San Jose, California - 408-249-1919
The temperatures are heating up and so is the renovation lending market in Texas. The 203k loan is just one of the great loan programs out there that people can’t stop talking about. It seems that only six months ago people hardly knew what this was and now we can’t seem to write them fast enough. These loans give the ability to purchase and include the costs of the remodel. Move in ready homes are going fast so now is the time to partner the purchase contract with a renovation loan which will allow a buyer to purchase “as is,” renovate the home to their specific taste and voila everyone is happy.
Texas - 972-407-7922
Real Estate 2012 – Best Investment Available? Just how primed is the 2012 real estate market? In my opinion this market presents one of the best opportunities of our lifetime. Let me rephrase, one of the best opportunities of our lifetime IF approached correctly. Real Estate investors have a market in place that can provide [...]
Georgia - 404-551-3845
Are you one of the 11 million homeowners that are underwater on your mortgage. Are you familiar with the Mortgage Debt Relief Act? Why not? It’s been around since 2007, but it’s set to expire at the end of this year. What this means, is if you get a loan modification, or do a short [...]
San Jose, California - 408-249-1919
Delaware Home Buying Seminar on May 19, 2012 at the Christiana Hilton Hotel in Newark, DE from 10 AM till Noon and again from 1:00 PM till 3:00 PM. The seminar will cover everything you need to know in order to purchase a home in Delaware, Maryland, or Pennyslvania. The seminar will cover FHA Loans, [...]
Delaware - 302-588-3665
Changes to the FHA Streamline Refinance program in 2012 will provide big savings for Orange County FHA borrowers whose loans were closed and endorsed by HUD on or prior to May 31, 2009. Current Orange County FHA borrowers can refinance to a lower interest rate without dealing with the currently higher annual mortgage insurance premiums. [...]
California - 877.786.4243 x 7
If you have any questions or need help getting pre approved for a home loan to buy REO’s or any other property please email or call me 510.282.5456 info@garrick.biz
Alameda, California - 510-846-3006
Rhode Island - 401-524-9796
On April 9, 2012, FHA loans just got more expensive for Rhode Island Home buyers. The Upfront mortgage insurance premium (UFMIP) will be increased from 1 percent to 1.75 percent of the base loan amount for case numbers assigned on or after April 9, 2012. This increase applies regardless of the amortization term or LTV [...]
Rhode Island - 401-524-9796
*This is not an offer to lend. 
