With VA mortgage loans, you are allowed to take out a loan on either the purchase of an existing home or for the construction of a new home. However, VA mortgage loans are for primary residences only; you cannot purchase an investment property or second home with a VA loan as these property types are [...]
June 19, 2013
RealtyTrac Foreclosure Report Shows 28% Decrease From May 2012
Foreclosure actions increased by 2.0 percent in May from April’s 75 month low point for foreclosure activity according to RealtyTrac’s U.S. Foreclosure Market Report released June 11. However, the good news is that May 2013 foreclosure filings were still 28 percent below May 2012 filings. RealtyTrac reports that approximately one in 885 homes were in [...]
June 19, 2013
What Is A VA Compromise Sale?
A VA compromise sale is designed to help veterans who have a VA mortgage and need to sell their home, but would end up taking a loss in the process. This type of situation can occur for several reasons, which include: needing to move overseas from a station change, or a divorce. In any case, [...]
June 17, 2013
The VA Loan Appraisal Process In Fleming Island, Florida
Before your home can be approved for VA loan financing in Fleming Island, Florida, a VA appraisal must be completed on the property. A VA appraisal involves a thorough inspection of the home and property to determine the current market value of the home. This appraisal is especially geared towards reporting any defects involving safety [...]
June 17, 2013
What If I Can’t Find My DD 214 Form When Applying For A VA Loan In Clearwater, Florida?
DD 214 forms are required of veterans when applying for a VA mortgage loan in Clearwater, Florida and, unfortunately, are commonly misplaced over time. The good news is that losing or misplacing your DD 214 is an easily remedied problem! For starters, let’s go ahead and define what a DD 214 is and what it [...]
June 17, 2013
Reasons To Attend Your Own Home Inspection
As a home buyer in Lake Mary , you can get a feel for whether a home’s systems and appliances are in working order. However, you can’t know for certain until after the home’s been inspected. This is why real estate agents recommend that buyers hire a licensed home inspectors immediately after going into contract. [...]
June 15, 2013
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Sarasota, Florida Guide: What Is A VA Loan Pre-Approval Letter?
A VA loan pre-approval letter is a document granted by a VA mortgage lender in Sarasota Florida that states that based on preliminary information such as the potential borrower’s credit, assets, and income, that they qualify for a VA loan of a specified amount. It is different from a pre-qualification in that some or all [...]
June 15, 2013
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Make Your Home A Movie Star! How To Rent Out Your Property As A Film Location
Whenever a scene in a film or television show takes place in a private home, have you ever thought about who owns that property? Well, it could be you! The fact is that film and television production companies are always on the lookout for new locations where they can shoot their footage. If you advertise [...]
June 15, 2013
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Are There VA Jumbo Loans Available?
If you’re looking at buying the home of your dreams – and the price reflects it – then a VA jumbo loan may very well be the best option for your mortgage. In most veteran loan scenarios, the VA guarantees up to 25% of the total amount of the loan up to the VA loan [...]
June 14, 2013
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Make Your Home A Movie Star! How To Rent Out Your Property As A Film Location
Whenever a scene in a film or television show takes place in a private home, have you ever thought about who owns that property? Well, it could be you! The fact is that film and television production companies are always on the lookout for new locations where they can shoot their footage. If you advertise [...]
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