Mortgage Blog Network

Changes to FHA Mortgage Insurance Premiums.

May 11, 2013

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Orlando, Florida Harp 2.0 Success Story – Family saves $500+ a month

HARP Refinances are helping investors improve cash flow and buy more property. Chris Brown Mortgage Review Casey and Jen save almost $600 per month! Casey and Jen were turned down by their loan servicer and bank due to having low credit scores. Luckily, Casey heard me on the radio stating credit is a factor, but NOT a disqualifier. Therefore, [...]

May 11, 2013

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May 2013 RealtyTrac Foreclosure Report Shows Strength For The US Housing Market

RealtyTrac recently reported that national foreclosure filings are down while foreclosure filings are seeing marked increases in some states. There are two systems for foreclosing residential real estate in the United States; judicial and non-judicial foreclosure. The states individually decide which foreclosure process will be followed in their state. Judicial foreclosure requires action by the [...]

May 10, 2013

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FHA Loans for Orlando, FL Buyers

The Federal Housing Administration (FHA) is the government agency responsible for insuring mortgage loans. The agency reimburses mortgage lenders should a mortgage loan go unpaid by a borrower. The guarantee that a loan will be reimbursed makes lenders much more willing to issue loans to individuals with less than perfect or non-existent credit histories. To [...]

May 10, 2013

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What Women Want In Homes This Mother’s Day

Whether you’re looking to buy a new house this month or do a little remodeling, take advantage of the opportunity to give the mom in your life a present she’ll appreciate every day. Below are a few ideas for housing priorities and renovation projects that typically rate high on women’s wish lists for their homes. [...]

May 9, 2013

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How To Maximize Those Awkward Spaces In Your Home

In almost every Lake Mary home, there are awkward spaces that are difficult to utilize. Especially in older houses, there are rooms, closets and nooks that once had a purpose that is now outdated. So before you try to cover it up or fill it with junk, take a look at the smart solutions below [...]

May 9, 2013

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Upswing In April 2013 Jobs Report Signals Good News For Real Estate

The Bureau of Labor Statistics released its monthly Non-farm Payrolls and National Unemployment Rate for April last Friday. These two reports are collectively called the Jobs Report. 165,000 jobs were added in April, while the unemployment rate dropped from 7.60 percent in March to 7.50 percent in April. 673,000 jobs have been added since January. [...]

May 8, 2013

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DU Refi Plus – Is that a Harp Refinance?

What does DU Refi Plus mean? DU Refi Plus is simply the term that Fannie Mae uses for the Harp refinance program. There are other names for it, the Obama refinance program, the relief refinance or the Home Affordable Refinance Program. There are all kinds of different names for it but it is all the [...]

May 7, 2013

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What’s Ahead For Mortgage Rates This Week – May 6, 2013

Mortgage rates fell last week and approached or reached record low levels. According to Freddie Mac, the average rate for a 30-year fixed rate mortgage (FRM) fell from 3.40 percent to 3.35 percent. Average rates for a 15-year FRM moved from 2.61percent to 2.56 percent. Average rates for a 5/1 adjustable rate mortgage (ARM) fell [...]

May 5, 2013

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Can The Right Color Help Sell Your Home Faster?

When it comes to selling your home in Orlando , you’ve probably thought of the most common staging tricks, such as clearing out the clutter to make your rooms look bigger and bringing in more light to brighten things up. However, have you considered that the colors in your house might affect whether buyers are [...]

May 5, 2013

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Getting a VA IRRRL Refinance in Hollywood, FL

One of the many benefits of military service is the ability to take out a home loan backed by the Department of Veteran’s Affairs (VA). However, if a home was purchased in Hollywood, FL with the help of a VA loan as the housing bubble was bursting and bringing down home values, those military members [...]

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Chris Brown Chris is a Team Leader at Certified Mortgage Planners. He is also a published mortgage and real estate author, a frequent contributor to the local Fox News affiliate and AM radio stations in Orlando, a fledgling philanthropist, and was recently voted as a Top 40 Mortgage Professional Under 40 by National Mortgage Professional Magazine for the 3rd time. He is one of less than 25 Certified Mortgage Planning Specialists in the state of Florida, a nationally recognized HARP expert, the NAIFA Technology Chairman and he still makes his living by helping one family at a time finance and refinance real estate. Lake Mary, Florida
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